{"id":236,"date":"2026-08-12T15:31:00","date_gmt":"2026-08-12T15:31:00","guid":{"rendered":"https:\/\/insuranceresolve.com\/blog\/?p=236"},"modified":"2026-08-12T15:32:16","modified_gmt":"2026-08-12T15:32:16","slug":"%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f","status":"publish","type":"post","link":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/","title":{"rendered":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0920\u093f\u0928 \u0938\u092e\u092f \u092e\u0947\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u092c\u093e\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u091d\u091f\u0915\u093e \u0924\u092c \u0932\u0917\u0924\u093e \u0939\u0948 \u091c\u092c \u0909\u0928\u0915\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u0916\u093f\u0930 \u0910\u0938\u093e \u0915\u094d\u092f\u094b\u0902 \u0939\u0941\u0906, \u091c\u092c\u0915\u093f \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0938\u092e\u092f \u092a\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0940 \u092d\u0930\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"725\" src=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d-1024x725.png\" alt=\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923\" class=\"wp-image-477\" srcset=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d-1024x725.png 1024w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d-300x212.png 300w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d-768x543.png 768w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d-1140x807.png 1140w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png 1491w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902, \u0939\u0930 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u093e \u0915\u093e\u0930\u0923 \u090f\u0915 \u091c\u0948\u0938\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c, \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0938\u091f\u0940\u0915\u0924\u093e \u0914\u0930 \u0905\u0928\u094d\u092f \u0915\u0908 \u0915\u093e\u0930\u0923 \u0915\u094d\u0932\u0947\u092e \u0915\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0939\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%87%E0%A4%82%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%B0%E0%A5%87%E0%A4%82%E0%A4%B8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A4%BE_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A4%A4%E0%A4%B2%E0%A4%AC_%E0%A4%B9%E0%A5%88\" >\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u093e \u0915\u094d\u092f\u093e \u092e\u0924\u0932\u092c \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%87%E0%A4%82%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%B0%E0%A5%87%E0%A4%82%E0%A4%B8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%82%E0%A4%AD%E0%A4%BE%E0%A4%B5%E0%A4%BF%E0%A4%A4_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A4%A3\" >\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%97%E0%A4%B2%E0%A4%A4_%E0%A4%AF%E0%A4%BE_%E0%A4%85%E0%A4%A7%E0%A5%82%E0%A4%B0%E0%A5%80_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80_%E0%A4%A6%E0%A5%87%E0%A4%A8%E0%A4%BE\" >\u0917\u0932\u0924 \u092f\u093e \u0905\u0927\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0928\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%80_%E0%A4%B6%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AA%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%A8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A4%BE\" >\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0939\u094b\u0928\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95_%E0%A4%A6%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE%E0%A4%B5%E0%A5%87%E0%A4%9C%E0%A4%BC%E0%A5%8B%E0%A4%82_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%95%E0%A4%AE%E0%A5%80\" >\u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%BE_%E0%A4%B8%E0%A4%AE%E0%A4%BE%E0%A4%AA%E0%A5%8D%E0%A4%A4_%E0%A4%AF%E0%A4%BE_%E0%A4%B2%E0%A5%88%E0%A4%AA%E0%A5%8D%E0%A4%B8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A4%BE\" >\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u092f\u093e \u0932\u0948\u092a\u094d\u0938 \u0939\u094b\u0928\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%B5%E0%A5%87%E0%A4%9F%E0%A4%BF%E0%A4%82%E0%A4%97_%E0%A4%AA%E0%A5%80%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A4%A1_%E0%A4%95%E0%A5%87_%E0%A4%A6%E0%A5%8C%E0%A4%B0%E0%A4%BE%E0%A4%A8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE\" >\u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u094d\u0932\u0947\u092e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B6%E0%A4%BE%E0%A4%AE%E0%A4%BF%E0%A4%B2_%E0%A4%A8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%B2%E0%A5%87_%E0%A4%9C%E0%A5%8B%E0%A4%96%E0%A4%BF%E0%A4%AE\" >\u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u091c\u094b\u0916\u093f\u092e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%A7%E0%A5%8B%E0%A4%96%E0%A4%BE%E0%A4%A7%E0%A4%A1%E0%A4%BC%E0%A5%80_%E0%A4%AF%E0%A4%BE_%E0%A4%B8%E0%A4%82%E0%A4%A6%E0%A4%BF%E0%A4%97%E0%A5%8D%E0%A4%A7_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80\" >\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092f\u093e \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%B8%E0%A4%AE%E0%A4%AF_%E0%A4%B8%E0%A5%80%E0%A4%AE%E0%A4%BE_%E0%A4%95%E0%A4%BE_%E0%A4%AA%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%A8_%E0%A4%95%E0%A4%B0%E0%A4%A8%E0%A4%BE\" >\u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0915\u0930\u0928\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%B5%E0%A4%B0%E0%A5%87%E0%A4%9C_%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%BE%E0%A4%B9%E0%A4%B0_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%BE%E0%A4%AE%E0%A4%B2%E0%A4%BE\" >\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0935\u0930\u0947\u091c \u0938\u0947 \u092c\u093e\u0939\u0930 \u0915\u093e \u092e\u093e\u092e\u0932\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%85%E0%A4%B8%E0%A4%82%E0%A4%97%E0%A4%A4%E0%A4%BF\" >\u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092e\u0947\u0902 \u0905\u0938\u0902\u0917\u0924\u093f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%B6%E0%A4%A8_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%BF%E0%A4%AE_%E0%A4%A8%E0%A4%BF%E0%A4%B0%E0%A5%8D%E0%A4%A3%E0%A4%AF_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e \u0939\u0930 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u094b\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%B6%E0%A4%A8_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%95%E0%A4%BF%E0%A4%A8_%E0%A4%AC%E0%A4%BE%E0%A4%A4%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%8B_%E0%A4%B8%E0%A4%AE%E0%A4%9D%E0%A4%A8%E0%A4%BE_%E0%A4%9A%E0%A4%BE%E0%A4%B9%E0%A4%BF%E0%A4%8F\" >\u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\" >\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%87%E0%A4%82%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%B0%E0%A5%87%E0%A4%82%E0%A4%B8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A4%BE_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A4%A4%E0%A4%B2%E0%A4%AC_%E0%A4%B9%E0%A5%88\"><\/span>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u093e \u0915\u094d\u092f\u093e \u092e\u0924\u0932\u092c \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u091c\u092c \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092f\u0939 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0924\u0940 \u0939\u0948 \u0915\u093f \u0926\u093e\u0935\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e, \u0924\u094b \u0909\u0938\u0947 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f \u0939\u0930 \u092c\u093e\u0930 \u0915\u0902\u092a\u0928\u0940 \u0938\u0939\u0940 \u0939\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0941\u091b \u0935\u093f\u0936\u0947\u0937 \u0915\u093e\u0930\u0923 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%87%E0%A4%82%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%B0%E0%A5%87%E0%A4%82%E0%A4%B8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%82%E0%A4%AD%E0%A4%BE%E0%A4%B5%E0%A4%BF%E0%A4%A4_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A4%A3\"><\/span>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%97%E0%A4%B2%E0%A4%A4_%E0%A4%AF%E0%A4%BE_%E0%A4%85%E0%A4%A7%E0%A5%82%E0%A4%B0%E0%A5%80_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80_%E0%A4%A6%E0%A5%87%E0%A4%A8%E0%A4%BE\"><\/span>\u0917\u0932\u0924 \u092f\u093e \u0905\u0927\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0928\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0926\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f, \u0906\u092f\u0941, \u0935\u094d\u092f\u0935\u0938\u093e\u092f, \u092a\u0939\u0932\u0947 \u0938\u0947 \u092e\u094c\u091c\u0942\u0926 \u092c\u0940\u092e\u093e\u0930\u0940 \u092f\u093e \u0905\u0928\u094d\u092f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0926\u0940 \u0917\u0908 \u0939\u094b, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%80_%E0%A4%B6%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AA%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%A8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A4%BE\"><\/span>\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0939\u094b\u0928\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0939\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0941\u091b \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0926\u093e\u0935\u093e \u0909\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0928\u0939\u0940\u0902 \u0906\u0924\u093e, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95_%E0%A4%A6%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE%E0%A4%B5%E0%A5%87%E0%A4%9C%E0%A4%BC%E0%A5%8B%E0%A4%82_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%95%E0%A4%AE%E0%A5%80\"><\/span>\u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0905\u0927\u0942\u0930\u0947, \u0917\u0932\u0924 \u092f\u093e \u0905\u0938\u0902\u0917\u0924 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094d\u0932\u0947\u092e \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%BE_%E0%A4%B8%E0%A4%AE%E0%A4%BE%E0%A4%AA%E0%A5%8D%E0%A4%A4_%E0%A4%AF%E0%A4%BE_%E0%A4%B2%E0%A5%88%E0%A4%AA%E0%A5%8D%E0%A4%B8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A4%BE\"><\/span>\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u092f\u093e \u0932\u0948\u092a\u094d\u0938 \u0939\u094b\u0928\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0926\u093f \u0938\u092e\u092f \u092a\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u091c\u092e\u093e \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0948\u092a\u094d\u0938 \u0939\u094b \u0917\u0908, \u0924\u094b \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%B5%E0%A5%87%E0%A4%9F%E0%A4%BF%E0%A4%82%E0%A4%97_%E0%A4%AA%E0%A5%80%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A4%A1_%E0%A4%95%E0%A5%87_%E0%A4%A6%E0%A5%8C%E0%A4%B0%E0%A4%BE%E0%A4%A8_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE\"><\/span>\u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u094d\u0932\u0947\u092e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0915\u0941\u091b \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0935\u093f\u0936\u0947\u0937 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 \u092f\u093e \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u0940\u0915\u094d\u0937\u093e \u0905\u0935\u0927\u093f (Waiting Period) \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0926\u093e\u0935\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B6%E0%A4%BE%E0%A4%AE%E0%A4%BF%E0%A4%B2_%E0%A4%A8_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%B2%E0%A5%87_%E0%A4%9C%E0%A5%8B%E0%A4%96%E0%A4%BF%E0%A4%AE\"><\/span>\u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u091c\u094b\u0916\u093f\u092e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0939\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0941\u091b Exclusions \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0905\u0930\u094d\u0925\u093e\u0924 \u0910\u0938\u0940 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901 \u091c\u093f\u0928 \u092a\u0930 \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u092f\u0926\u093f \u0915\u094d\u0932\u0947\u092e \u0910\u0938\u0947 \u0915\u093f\u0938\u0940 \u0915\u093e\u0930\u0923 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u094b, \u0924\u094b \u0909\u0938\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%A7%E0%A5%8B%E0%A4%96%E0%A4%BE%E0%A4%A7%E0%A4%A1%E0%A4%BC%E0%A5%80_%E0%A4%AF%E0%A4%BE_%E0%A4%B8%E0%A4%82%E0%A4%A6%E0%A4%BF%E0%A4%97%E0%A5%8D%E0%A4%A7_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80\"><\/span>\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092f\u093e \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0926\u093f \u091c\u093e\u0902\u091a \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092f\u093e \u0924\u0925\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u0926\u0947\u0939 \u092f\u093e \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u0938\u0902\u0915\u0947\u0924 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%AE%E0%A4%AF_%E0%A4%B8%E0%A5%80%E0%A4%AE%E0%A4%BE_%E0%A4%95%E0%A4%BE_%E0%A4%AA%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%A8_%E0%A4%95%E0%A4%B0%E0%A4%A8%E0%A4%BE\"><\/span>\u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0915\u0930\u0928\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0932\u0947\u092e \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u092f \u0915\u0947 \u092d\u0940\u0924\u0930 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0905\u0927\u093f\u0915 \u0926\u0947\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%89%E0%A4%B2%E0%A4%BF%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%B5%E0%A4%B0%E0%A5%87%E0%A4%9C_%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%BE%E0%A4%B9%E0%A4%B0_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%BE%E0%A4%AE%E0%A4%B2%E0%A4%BE\"><\/span>\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0935\u0930\u0947\u091c \u0938\u0947 \u092c\u093e\u0939\u0930 \u0915\u093e \u092e\u093e\u092e\u0932\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0926\u093f \u091c\u093f\u0938 \u0918\u091f\u0928\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0932\u0947\u092e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u0935\u0939 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u0915\u0935\u0930\u0947\u091c \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0926\u093e\u0935\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0917\u0940\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%85%E0%A4%B8%E0%A4%82%E0%A4%97%E0%A4%A4%E0%A4%BF\"><\/span>\u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092e\u0947\u0902 \u0905\u0938\u0902\u0917\u0924\u093f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0915\u094d\u0932\u0947\u092e \u092b\u0949\u0930\u094d\u092e, \u092e\u0947\u0921\u093f\u0915\u0932 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092f\u093e \u0905\u0928\u094d\u092f \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092e\u0947\u0902 \u092f\u0926\u093f \u0935\u093f\u0930\u094b\u0927\u093e\u092d\u093e\u0938 \u0939\u094b, \u0924\u094b \u0915\u0902\u092a\u0928\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091c\u093e\u0902\u091a \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u092f\u093e \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%B6%E0%A4%A8_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%BF%E0%A4%AE_%E0%A4%A8%E0%A4%BF%E0%A4%B0%E0%A5%8D%E0%A4%A3%E0%A4%AF_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e \u0939\u0930 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u094b\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902\u0964 \u0915\u0908 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u0932\u0947\u092e \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0938\u0915\u093e \u0926\u093e\u0935\u093e \u0909\u091a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b \u0935\u0939 \u0909\u092a\u0932\u092c\u094d\u0927 \u0936\u093f\u0915\u093e\u092f\u0924 \u0928\u093f\u0935\u093e\u0930\u0923 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u092e\u0932\u0947 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u093e\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0930\u0916\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%B2%E0%A5%87%E0%A4%AE_%E0%A4%B0%E0%A4%BF%E0%A4%9C%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%B6%E0%A4%A8_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%95%E0%A4%BF%E0%A4%A8_%E0%A4%AC%E0%A4%BE%E0%A4%A4%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%8B_%E0%A4%B8%E0%A4%AE%E0%A4%9D%E0%A4%A8%E0%A4%BE_%E0%A4%9A%E0%A4%BE%E0%A4%B9%E0%A4%BF%E0%A4%8F\"><\/span>\u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0905\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u092d\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0938\u0939\u0940 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923 \u0930\u0916\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0935\u0930\u0947\u091c \u0914\u0930 Exclusions \u0915\u094b \u0938\u092e\u091d\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u0905\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0924\u0947 \u0930\u0939\u0947\u0902\u0964<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\"><\/span>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u093e\u0936\u093e\u091c\u0928\u0915 \u0905\u0928\u0941\u092d\u0935 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0908 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u091d\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u091d \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0915\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0910\u0938\u0940 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u094b \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0926\u093f \u0906\u092a\u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0905\u0928\u0941\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u092f\u093e \u0906\u092a\u0915\u094b \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u092a\u0930 \u0938\u0902\u0926\u0947\u0939 \u0939\u0948, \u0924\u094b \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0909\u092a\u0932\u092c\u094d\u0927 \u0936\u093f\u0915\u093e\u092f\u0924 \u0928\u093f\u0935\u093e\u0930\u0923 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u0939\u092e\u0947\u0936\u093e \u0932\u093e\u092d\u0926\u093e\u092f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0920\u093f\u0928 \u0938\u092e\u092f \u092e\u0947\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u092c\u093e\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u091d\u091f\u0915\u093e \u0924\u092c \u0932\u0917\u0924\u093e \u0939\u0948 \u091c\u092c \u0909\u0928\u0915\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u092f\u0939 \u0938\u0935\u093e\u0932 \u0906\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u0916\u093f\u0930 \u0910\u0938\u093e \u0915\u094d\u092f\u094b\u0902 \u0939\u0941\u0906, \u091c\u092c\u0915\u093f \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0938\u092e\u092f \u092a\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0940 \u092d\u0930\u093e \u0925\u093e\u0964 \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902, \u0939\u0930 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u093e \u0915\u093e\u0930\u0923 \u090f\u0915 \u091c\u0948\u0938\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c, \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0938\u091f\u0940\u0915\u0924\u093e \u0914\u0930 \u0905\u0928\u094d\u092f \u0915\u0908 \u0915\u093e\u0930\u0923 \u0915\u094d\u0932\u0947\u092e \u0915\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0939\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u093e \u0915\u094d\u092f\u093e \u092e\u0924\u0932\u092c \u0939\u0948? \u091c\u092c \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092f\u0939 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0924\u0940 \u0939\u0948 \u0915\u093f \u0926\u093e\u0935\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e, \u0924\u094b \u0909\u0938\u0947 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f \u0939\u0930 \u092c\u093e\u0930 \u0915\u0902\u092a\u0928\u0940 \u0938\u0939\u0940 \u0939\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0941\u091b \u0935\u093f\u0936\u0947\u0937 \u0915\u093e\u0930\u0923 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u0917\u0932\u0924 \u092f\u093e \u0905\u0927\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0928\u093e \u092f\u0926\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f, \u0906\u092f\u0941, \u0935\u094d\u092f\u0935\u0938\u093e\u092f, \u092a\u0939\u0932\u0947 \u0938\u0947 \u092e\u094c\u091c\u0942\u0926 \u092c\u0940\u092e\u093e\u0930\u0940 \u092f\u093e \u0905\u0928\u094d\u092f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0926\u0940 \u0917\u0908 \u0939\u094b, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0939\u094b\u0928\u093e \u0939\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0941\u091b \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0926\u093e\u0935\u093e \u0909\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0928\u0939\u0940\u0902 \u0906\u0924\u093e, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964 \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0905\u0927\u0942\u0930\u0947, \u0917\u0932\u0924 \u092f\u093e \u0905\u0938\u0902\u0917\u0924 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094d\u0932\u0947\u092e \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u092f\u093e \u0932\u0948\u092a\u094d\u0938 \u0939\u094b\u0928\u093e \u092f\u0926\u093f \u0938\u092e\u092f \u092a\u0930 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u091c\u092e\u093e \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0948\u092a\u094d\u0938 \u0939\u094b \u0917\u0908, \u0924\u094b \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u094d\u0932\u0947\u092e \u0915\u0941\u091b \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0935\u093f\u0936\u0947\u0937 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 \u092f\u093e \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u0940\u0915\u094d\u0937\u093e \u0905\u0935\u0927\u093f (Waiting Period) \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0926\u093e\u0935\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u091c\u094b\u0916\u093f\u092e \u0939\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0941\u091b Exclusions \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0905\u0930\u094d\u0925\u093e\u0924 \u0910\u0938\u0940 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901 \u091c\u093f\u0928 \u092a\u0930 \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u092f\u0926\u093f \u0915\u094d\u0932\u0947\u092e \u0910\u0938\u0947 \u0915\u093f\u0938\u0940 \u0915\u093e\u0930\u0923 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u094b, \u0924\u094b \u0909\u0938\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092f\u093e \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092f\u0926\u093f \u091c\u093e\u0902\u091a \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092f\u093e \u0924\u0925\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u0926\u0947\u0939 \u092f\u093e \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u0938\u0902\u0915\u0947\u0924 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0915\u093e \u092a\u093e\u0932\u0928 \u0928 \u0915\u0930\u0928\u093e \u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0932\u0947\u092e \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u092f \u0915\u0947 \u092d\u0940\u0924\u0930 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0905\u0927\u093f\u0915 \u0926\u0947\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0935\u0930\u0947\u091c \u0938\u0947 \u092c\u093e\u0939\u0930 \u0915\u093e \u092e\u093e\u092e\u0932\u093e \u092f\u0926\u093f \u091c\u093f\u0938 \u0918\u091f\u0928\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0932\u0947\u092e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u0935\u0939 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u0915\u0935\u0930\u0947\u091c \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0926\u093e\u0935\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0917\u0940\u0964 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092e\u0947\u0902 \u0905\u0938\u0902\u0917\u0924\u093f \u0915\u094d\u0932\u0947\u092e \u092b\u0949\u0930\u094d\u092e, \u092e\u0947\u0921\u093f\u0915\u0932 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092f\u093e \u0905\u0928\u094d\u092f \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u092e\u0947\u0902 \u092f\u0926\u093f \u0935\u093f\u0930\u094b\u0927\u093e\u092d\u093e\u0938 \u0939\u094b, \u0924\u094b \u0915\u0902\u092a\u0928\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091c\u093e\u0902\u091a \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u092f\u093e \u0915\u094d\u0932\u0947\u092e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0915\u094d\u092f\u093e \u0939\u0930 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902\u0964 \u0915\u0908 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u0932\u0947\u092e \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0938\u0915\u093e \u0926\u093e\u0935\u093e \u0909\u091a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b \u0935\u0939 \u0909\u092a\u0932\u092c\u094d\u0927 \u0936\u093f\u0915\u093e\u092f\u0924 \u0928\u093f\u0935\u093e\u0930\u0923 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0905\u092a\u0928\u0947 \u092e\u093e\u092e\u0932\u0947 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u093e\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0930\u0916\u0924\u093e \u0939\u0948\u0964 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f? \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u093e\u0936\u093e\u091c\u0928\u0915 \u0905\u0928\u0941\u092d\u0935 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0908 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u091d\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u091d \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0915\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0910\u0938\u0940 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u094b \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0905\u0928\u0941\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u092f\u093e \u0906\u092a\u0915\u094b \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u092a\u0930 \u0938\u0902\u0926\u0947\u0939 \u0939\u0948, \u0924\u094b \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0909\u092a\u0932\u092c\u094d\u0927 \u0936\u093f\u0915\u093e\u092f\u0924 \u0928\u093f\u0935\u093e\u0930\u0923 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u0939\u092e\u0947\u0936\u093e \u0932\u093e\u092d\u0926\u093e\u092f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n","protected":false},"author":1,"featured_media":477,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39,1],"tags":[],"class_list":["post-236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claim-rejection","category-insurancce"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve<\/title>\n<meta name=\"description\" content=\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938-\u0915\u094d\u0932\u0947\u092e-\u0930\u093f\u091c\u0947\u0915\u094d\u091f\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve\" \/>\n<meta property=\"og:description\" content=\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938-\u0915\u094d\u0932\u0947\u092e-\u0930\u093f\u091c\u0947\u0915\u094d\u091f\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance resolve\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-12T15:31:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-12T15:32:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1491\" \/>\n\t<meta property=\"og:image:height\" content=\"1055\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Insurance Resolve\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Insurance Resolve\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/\"},\"author\":{\"name\":\"Insurance Resolve\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#\\\/schema\\\/person\\\/60e09fd5404453778da1c88fb8dac4ac\"},\"headline\":\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923\",\"datePublished\":\"2026-08-12T15:31:00+00:00\",\"dateModified\":\"2026-08-12T15:32:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/\"},\"wordCount\":5,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png\",\"articleSection\":[\"Claim Rejection\",\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/\",\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/\",\"name\":\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png\",\"datePublished\":\"2026-08-12T15:31:00+00:00\",\"dateModified\":\"2026-08-12T15:32:16+00:00\",\"description\":\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png\",\"contentUrl\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png\",\"width\":1491,\"height\":1055,\"caption\":\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/2026\\\/08\\\/12\\\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/\",\"name\":\"Insurance resolve\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#organization\",\"name\":\"Insurance resolve\",\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/cropped-ChatGPT-Image-Jun-27-2026-04_47_58-PM.png\",\"contentUrl\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/cropped-ChatGPT-Image-Jun-27-2026-04_47_58-PM.png\",\"width\":200,\"height\":200,\"caption\":\"Insurance resolve\"},\"image\":{\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/#\\\/schema\\\/person\\\/60e09fd5404453778da1c88fb8dac4ac\",\"name\":\"Insurance Resolve\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g\",\"caption\":\"Insurance Resolve\"},\"sameAs\":[\"https:\\\/\\\/insuranceresolve.com\\\/blog\"],\"url\":\"https:\\\/\\\/insuranceresolve.com\\\/blog\\\/author\\\/insurance-resolve\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve","description":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938-\u0915\u094d\u0932\u0947\u092e-\u0930\u093f\u091c\u0947\u0915\u094d\u091f\/","og_locale":"en_US","og_type":"article","og_title":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve","og_description":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions","og_url":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938-\u0915\u094d\u0932\u0947\u092e-\u0930\u093f\u091c\u0947\u0915\u094d\u091f\/","og_site_name":"Insurance resolve","article_published_time":"2026-08-12T15:31:00+00:00","article_modified_time":"2026-08-12T15:32:16+00:00","og_image":[{"width":1491,"height":1055,"url":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png","type":"image\/png"}],"author":"Insurance Resolve","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Insurance Resolve","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#article","isPartOf":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/"},"author":{"name":"Insurance Resolve","@id":"https:\/\/insuranceresolve.com\/blog\/#\/schema\/person\/60e09fd5404453778da1c88fb8dac4ac"},"headline":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923","datePublished":"2026-08-12T15:31:00+00:00","dateModified":"2026-08-12T15:32:16+00:00","mainEntityOfPage":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/"},"wordCount":5,"commentCount":0,"publisher":{"@id":"https:\/\/insuranceresolve.com\/blog\/#organization"},"image":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#primaryimage"},"thumbnailUrl":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png","articleSection":["Claim Rejection","Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/","url":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/","name":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 - Insurance resolve","isPartOf":{"@id":"https:\/\/insuranceresolve.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#primaryimage"},"image":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#primaryimage"},"thumbnailUrl":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png","datePublished":"2026-08-12T15:31:00+00:00","dateModified":"2026-08-12T15:32:16+00:00","description":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923 \u091c\u093e\u0928\u0947\u0902, \u091c\u0948\u0938\u0947 policy exclusions, inactive policy, \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, coverage issues \u0914\u0930 policy conditions","breadcrumb":{"@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#primaryimage","url":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png","contentUrl":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/58f9b567-3b11-4abd-9023-dcffb0b7d77d.png","width":1491,"height":1055,"caption":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923"},{"@type":"BreadcrumbList","@id":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/12\/%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%ae-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/insuranceresolve.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0917\u092f\u093e? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0915\u093e\u0930\u0923"}]},{"@type":"WebSite","@id":"https:\/\/insuranceresolve.com\/blog\/#website","url":"https:\/\/insuranceresolve.com\/blog\/","name":"Insurance resolve","description":"","publisher":{"@id":"https:\/\/insuranceresolve.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insuranceresolve.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/insuranceresolve.com\/blog\/#organization","name":"Insurance resolve","url":"https:\/\/insuranceresolve.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/insuranceresolve.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-ChatGPT-Image-Jun-27-2026-04_47_58-PM.png","contentUrl":"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-ChatGPT-Image-Jun-27-2026-04_47_58-PM.png","width":200,"height":200,"caption":"Insurance resolve"},"image":{"@id":"https:\/\/insuranceresolve.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/insuranceresolve.com\/blog\/#\/schema\/person\/60e09fd5404453778da1c88fb8dac4ac","name":"Insurance Resolve","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/78a302422966162942e0490ae53547d7e3b38c7008279a171f61de407566d83a?s=96&d=mm&r=g","caption":"Insurance Resolve"},"sameAs":["https:\/\/insuranceresolve.com\/blog"],"url":"https:\/\/insuranceresolve.com\/blog\/author\/insurance-resolve\/"}]}},"_links":{"self":[{"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/posts\/236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/comments?post=236"}],"version-history":[{"count":3,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/posts\/236\/revisions"}],"predecessor-version":[{"id":480,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/posts\/236\/revisions\/480"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/media\/477"}],"wp:attachment":[{"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/media?parent=236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/categories?post=236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insuranceresolve.com\/blog\/wp-json\/wp\/v2\/tags?post=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}