{"id":371,"date":"2026-08-09T12:04:09","date_gmt":"2026-08-09T12:04:09","guid":{"rendered":"https:\/\/insuranceresolve.com\/blog\/?p=371"},"modified":"2026-08-12T15:13:02","modified_gmt":"2026-08-12T15:13:02","slug":"why-general-insurance-claims-get-rejected","status":"publish","type":"post","link":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/","title":{"rendered":"Why General Insurance Claims Get Rejected"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Insurance claims are an important part of general insurance because they provide financial protection when an insured event causes a covered loss. However, not every claim is approved by an insurance company. A <strong>general insurance claim may be rejected<\/strong> when the circumstances of the loss do not meet the coverage, conditions, or requirements specified in the insurance policy.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM-1024x683.png\" alt=\"Why General Insurance Claims Get Rejected\" class=\"wp-image-373\" srcset=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM-1024x683.png 1024w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM-300x200.png 300w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM-768x512.png 768w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM-1140x760.png 1140w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-9-2026-04_49_27-PM.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Claim rejection can occur across different types of general insurance, including motor, property, fire, marine, commercial, travel, and other non-life insurance products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the common reasons behind claim rejection provides policyholders with greater awareness of how insurance coverage works.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#What_Is_a_General_Insurance_Claim_Rejection\" >What Is a General Insurance Claim Rejection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Why_Do_General_Insurance_Claims_Get_Rejected\" >Why Do General Insurance Claims Get Rejected?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#1_The_Event_Is_Not_Covered\" >1. The Event Is Not Covered<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#2_Policy_Exclusions_Apply\" >2. Policy Exclusions Apply<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#3_The_Policy_Was_Not_Active\" >3. The Policy Was Not Active<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#4_Incorrect_or_Incomplete_Information\" >4. Incorrect or Incomplete Information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#5_Non-Disclosure_of_Material_Information\" >5. Non-Disclosure of Material Information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#6_Violation_of_Policy_Conditions\" >6. Violation of Policy Conditions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#7_Lack_of_Applicable_Coverage\" >7. Lack of Applicable Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#8_Loss_Falls_Outside_the_Insured_Property\" >8. Loss Falls Outside the Insured Property<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#9_Insufficient_Supporting_Evidence\" >9. Insufficient Supporting Evidence<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#10_Fraud_or_Misrepresentation\" >10. Fraud or Misrepresentation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#11_Loss_Caused_by_an_Excluded_Activity\" >11. Loss Caused by an Excluded Activity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#12_Policy_Limits_or_Conditions\" >12. Policy Limits or Conditions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#General_Insurance_Claims_Can_Be_Rejected_Across_Different_Policies\" >General Insurance Claims Can Be Rejected Across Different Policies<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Motor_Insurance_Claims\" >Motor Insurance Claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Property_Insurance_Claims\" >Property Insurance Claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Fire_Insurance_Claims\" >Fire Insurance Claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Marine_Insurance_Claims\" >Marine Insurance Claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Commercial_Insurance_Claims\" >Commercial Insurance Claims<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Claim_Rejection_vs_Partial_Settlement\" >Claim Rejection vs Partial Settlement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Does_Claim_Rejection_Always_Mean_the_Claim_Is_Invalid\" >Does Claim Rejection Always Mean the Claim Is Invalid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Importance_of_the_Policy_Wording\" >Importance of the Policy Wording<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Insurance_Resolve_%E2%80%93_General_Insurance_Claim_Complaint_Solutions\" >Insurance Resolve \u2013 General Insurance Claim &amp; Complaint Solutions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#1_Why_do_general_insurance_claims_get_rejected\" >1. Why do general insurance claims get rejected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#2_What_is_a_rejected_insurance_claim\" >2. What is a rejected insurance claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#3_Is_claim_rejection_the_same_as_partial_settlement\" >3. Is claim rejection the same as partial settlement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#4_Can_an_expired_policy_result_in_claim_rejection\" >4. Can an expired policy result in claim rejection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#5_Can_policy_exclusions_cause_claim_rejection\" >5. Can policy exclusions cause claim rejection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#6_Can_incorrect_information_affect_an_insurance_claim\" >6. Can incorrect information affect an insurance claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#7_Can_fraud_result_in_claim_rejection\" >7. Can fraud result in claim rejection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#8_Can_a_motor_insurance_claim_be_rejected\" >8. Can a motor insurance claim be rejected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#9_Can_a_property_insurance_claim_be_rejected\" >9. Can a property insurance claim be rejected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#10_Can_a_commercial_insurance_claim_be_rejected\" >10. Can a commercial insurance claim be rejected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#11_Can_Insurance_Resolve_help_with_a_rejected_general_insurance_claim\" >11. Can Insurance Resolve help with a rejected general insurance claim?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/09\/why-general-insurance-claims-get-rejected\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_General_Insurance_Claim_Rejection\"><\/span>What Is a General Insurance Claim Rejection?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A general insurance claim rejection occurs when an insurer declines liability for a claim and determines that no payment is payable under the applicable policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A rejection is different from a <strong>partially settled claim<\/strong>, where the insurer accepts the claim but pays less than the amount claimed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is also different from a <strong>claim delay<\/strong>, where the final decision has not yet been made within the expected timeframe.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Do_General_Insurance_Claims_Get_Rejected\"><\/span>Why Do General Insurance Claims Get Rejected?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There can be several reasons why a general insurance claim is rejected. The exact reason depends on the type of insurance, policy wording, circumstances of the loss, and information available to the insurer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_The_Event_Is_Not_Covered\"><\/span>1. The Event Is Not Covered<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance policies provide protection only against specified risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the cause of the loss is outside the policy coverage, the insurer may reject the claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a policy may cover accidental damage but exclude a particular type of loss or event.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Policy_Exclusions_Apply\"><\/span>2. Policy Exclusions Apply<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Every insurance policy contains exclusions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exclusions identify situations, losses, property, expenses, or circumstances for which the insurer does not provide coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If an exclusion applies to the claim, the insurer may decline liability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_The_Policy_Was_Not_Active\"><\/span>3. The Policy Was Not Active<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance coverage generally applies during the policy period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the insured event occurs when the policy has expired, been cancelled, or otherwise ceased to provide coverage, the claim may be rejected.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Incorrect_or_Incomplete_Information\"><\/span>4. Incorrect or Incomplete Information<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance contracts rely on information provided by the policyholder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Incorrect, incomplete, or inconsistent information relating to the insured property, vehicle, business activity, risk, or circumstances of the loss can affect claim eligibility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Non-Disclosure_of_Material_Information\"><\/span>5. Non-Disclosure of Material Information<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Material information can be important to the insurer&#8217;s assessment of risk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If relevant information was not disclosed when required, it may affect the insurer&#8217;s decision regarding a claim, depending on the policy and applicable regulations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Violation_of_Policy_Conditions\"><\/span>6. Violation of Policy Conditions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance policies contain specific conditions that policyholders are expected to comply with.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A breach of an applicable policy condition can affect the insurer&#8217;s liability and may result in claim rejection in certain circumstances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Lack_of_Applicable_Coverage\"><\/span>7. Lack of Applicable Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A policyholder may have insurance but not necessarily coverage for every possible type of loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, having a basic motor insurance policy does not automatically mean that every type of damage to the insured vehicle is covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The actual coverage depends on the policy selected.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Loss_Falls_Outside_the_Insured_Property\"><\/span>8. Loss Falls Outside the Insured Property<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance generally covers the property or interest specified in the policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the damaged or lost property is not included within the insured coverage, the related claim may not be payable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Insufficient_Supporting_Evidence\"><\/span>9. Insufficient Supporting Evidence<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance claims may require documents or evidence that establish the occurrence and extent of the insured loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the available information does not adequately establish the claim, the insurer may question or decline liability depending on the circumstances and policy requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_Fraud_or_Misrepresentation\"><\/span>10. Fraud or Misrepresentation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fraudulent claims or deliberate misrepresentation can have serious consequences.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If an insurer determines that a claim involves fraudulent information, fabricated evidence, deliberate concealment, or other dishonest conduct, the claim may be rejected according to the applicable policy and law.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_Loss_Caused_by_an_Excluded_Activity\"><\/span>11. Loss Caused by an Excluded Activity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some policies cover specific activities, uses, or circumstances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the insured property is used in a manner that falls outside the permitted or insured use, the resulting claim may be affected.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can be relevant to motor, commercial, property, and other forms of general insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12_Policy_Limits_or_Conditions\"><\/span>12. Policy Limits or Conditions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A claim may be affected by the limits and conditions specified in the insurance policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While policy limits more commonly result in partial settlement rather than complete rejection, certain circumstances may make a particular part of the claim ineligible for payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"General_Insurance_Claims_Can_Be_Rejected_Across_Different_Policies\"><\/span>General Insurance Claims Can Be Rejected Across Different Policies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Claim rejection is not limited to one type of insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motor_Insurance_Claims\"><\/span>Motor Insurance Claims<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Motor insurance claims may be rejected because of exclusions, policy conditions, invalid coverage, use of the vehicle outside the permitted purpose, or other circumstances affecting coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Property_Insurance_Claims\"><\/span>Property Insurance Claims<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Property insurance claims may be rejected when the cause of damage is excluded, the property is not insured, or the circumstances fall outside the policy coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fire_Insurance_Claims\"><\/span>Fire Insurance Claims<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fire insurance claims may be affected by exclusions, policy conditions, non-covered property, or circumstances surrounding the fire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Marine_Insurance_Claims\"><\/span>Marine Insurance Claims<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Marine insurance claims may be rejected when the loss occurs outside the insured journey, involves an excluded risk, or does not satisfy applicable policy conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Commercial_Insurance_Claims\"><\/span>Commercial Insurance Claims<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Commercial insurance claims can involve complex coverage conditions. A claim may be rejected when the business activity, property, liability, or loss does not fall within the insured coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Claim_Rejection_vs_Partial_Settlement\"><\/span>Claim Rejection vs Partial Settlement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to understand the difference between these two outcomes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Claim Rejection:<\/strong> The insurer declines the claim and determines that no amount is payable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Partial Settlement:<\/strong> The insurer accepts liability for part of the claim but pays less than the amount claimed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if a policyholder claims \u20b910 lakh and the insurer determines that \u20b96 lakh is payable, this would generally be a partial settlement rather than a complete rejection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Claim_Rejection_Always_Mean_the_Claim_Is_Invalid\"><\/span>Does Claim Rejection Always Mean the Claim Is Invalid?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Not necessarily.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A claim rejection represents the insurer&#8217;s decision based on its assessment of the policy and circumstances. The reason for rejection is important because the decision may depend on how the policy terms apply to the particular event.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Policyholders may have concerns when the rejection reason is unclear, appears inconsistent with the policy wording, or does not adequately explain the basis of the decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Importance_of_the_Policy_Wording\"><\/span>Importance of the Policy Wording<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance policy is the primary document defining the contractual relationship between the insurer and policyholder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It contains information about:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Coverage<\/li>\n\n\n\n<li>Exclusions<\/li>\n\n\n\n<li>Policy limits<\/li>\n\n\n\n<li>Deductibles<\/li>\n\n\n\n<li>Conditions<\/li>\n\n\n\n<li>Insured property<\/li>\n\n\n\n<li>Claim-related provisions<\/li>\n\n\n\n<li>Other applicable restrictions<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding these provisions provides important context when evaluating an insurance claim decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Resolve_%E2%80%93_General_Insurance_Claim_Complaint_Solutions\"><\/span>Insurance Resolve \u2013 General Insurance Claim &amp; Complaint Solutions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Insurance Resolve<\/strong> helps policyholders understand general insurance concerns, including <strong>claim rejection, claim delays, short-settled claims, insurance mis-selling, lapsed policies, service issues, motor insurance claims, property insurance concerns, commercial insurance matters, and other insurance problems<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The objective is to provide greater clarity regarding insurance policies, claim decisions, and insurance-related concerns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcde Phone:<\/strong> +91 99103 52249<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udce7 Email:<\/strong> <a href=\"mailto:help@insuranceresolve.com\">help@insuranceresolve.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udf10 Website:<\/strong> <a href=\"http:\/\/www.insuranceresolve.com\">www.insuranceresolve.com<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Why_do_general_insurance_claims_get_rejected\"><\/span>1. Why do general insurance claims get rejected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">General insurance claims may be rejected because the loss is not covered, an exclusion applies, the policy was inactive, a policy condition was not satisfied, or other circumstances affect the insurer&#8217;s liability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_What_is_a_rejected_insurance_claim\"><\/span>2. What is a rejected insurance claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A rejected insurance claim is a claim where the insurer declines liability and determines that no payment is payable under the applicable policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Is_claim_rejection_the_same_as_partial_settlement\"><\/span>3. Is claim rejection the same as partial settlement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Rejection means the insurer declines the claim, while partial settlement means the insurer accepts part of the claim and pays a lower amount than claimed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Can_an_expired_policy_result_in_claim_rejection\"><\/span>4. Can an expired policy result in claim rejection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. If the insured event occurs after the policy has expired and no coverage applies, the claim may not be payable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Can_policy_exclusions_cause_claim_rejection\"><\/span>5. Can policy exclusions cause claim rejection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. If the circumstances of the loss fall within an applicable exclusion, the insurer may reject the claim.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Can_incorrect_information_affect_an_insurance_claim\"><\/span>6. Can incorrect information affect an insurance claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Incorrect, incomplete, or inconsistent information can affect claim assessment and may result in rejection depending on the circumstances and policy terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Can_fraud_result_in_claim_rejection\"><\/span>7. Can fraud result in claim rejection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Fraudulent claims, deliberate misrepresentation, or fabricated evidence can result in claim rejection and may have other legal or contractual consequences.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Can_a_motor_insurance_claim_be_rejected\"><\/span>8. Can a motor insurance claim be rejected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Motor insurance claims can be rejected for reasons including exclusions, policy conditions, invalid coverage, or circumstances that fall outside the insured use or policy terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Can_a_property_insurance_claim_be_rejected\"><\/span>9. Can a property insurance claim be rejected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. A property claim may be rejected when the cause of damage is excluded, the property is not covered, or other applicable policy conditions affect coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_Can_a_commercial_insurance_claim_be_rejected\"><\/span>10. Can a commercial insurance claim be rejected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Commercial claims can be rejected when the reported loss, activity, property, or liability falls outside the policy coverage or an applicable exclusion or condition applies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_Can_Insurance_Resolve_help_with_a_rejected_general_insurance_claim\"><\/span>11. Can Insurance Resolve help with a rejected general insurance claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance Resolve assists policyholders in understanding concerns related to general insurance claim rejection, claim delays, partial settlements, mis-selling, lapsed policies, and service-related issues.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">General insurance claims can be rejected for several reasons, including lack of coverage, policy exclusions, inactive policies, incorrect information, non-disclosure, policy condition violations, insufficient evidence, fraud, and losses outside the insured scope.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A claim rejection is different from a partial settlement or claim delay. The reason provided for the decision and the applicable policy terms are important factors in understanding why a particular claim has not been approved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">General insurance policies can differ significantly, so the actual reason for claim rejection depends on the specific policy and circumstances of the insured event.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance claims are an important part of general insurance because they provide financial protection when an insured event causes a covered loss. However, not every claim is approved by an insurance company. A general insurance claim may be rejected when the circumstances of the loss do not meet the coverage, conditions, or requirements specified in the insurance policy. Claim rejection can occur across different types of general insurance, including motor, property, fire, marine, commercial, travel, and other non-life insurance products. Understanding the common reasons behind claim rejection provides policyholders with greater awareness of how insurance coverage works. What Is a General Insurance Claim Rejection? A general insurance claim rejection occurs when an insurer declines liability for a claim and determines that no payment is payable under the applicable policy. A rejection is different from a partially settled claim, where the insurer accepts the claim but pays less than the amount claimed. It is also different from a claim delay, where the final decision has not yet been made within the expected timeframe. Why Do General Insurance Claims Get Rejected? There can be several reasons why a general insurance claim is rejected. The exact reason depends on the type of insurance, policy wording, circumstances of the loss, and information available to the insurer. 1. The Event Is Not Covered Insurance policies provide protection only against specified risks. If the cause of the loss is outside the policy coverage, the insurer may reject the claim. For example, a policy may cover accidental damage but exclude a particular type of loss or event. 2. Policy Exclusions Apply Every insurance policy contains exclusions. Exclusions identify situations, losses, property, expenses, or circumstances for which the insurer does not provide coverage. If an exclusion applies to the claim, the insurer may decline liability. 3. The Policy Was Not Active Insurance coverage generally applies during the policy period. If the insured event occurs when the policy has expired, been cancelled, or otherwise ceased to provide coverage, the claim may be rejected. 4. Incorrect or Incomplete Information Insurance contracts rely on information provided by the policyholder. Incorrect, incomplete, or inconsistent information relating to the insured property, vehicle, business activity, risk, or circumstances of the loss can affect claim eligibility. 5. Non-Disclosure of Material Information Material information can be important to the insurer&#8217;s assessment of risk. If relevant information was not disclosed when required, it may affect the insurer&#8217;s decision regarding a claim, depending on the policy and applicable regulations. 6. Violation of Policy Conditions Insurance policies contain specific conditions that policyholders are expected to comply with. A breach of an applicable policy condition can affect the insurer&#8217;s liability and may result in claim rejection in certain circumstances. 7. Lack of Applicable Coverage A policyholder may have insurance but not necessarily coverage for every possible type of loss. For example, having a basic motor insurance policy does not automatically mean that every type of damage to the insured vehicle is covered. The actual coverage depends on the policy selected. 8. Loss Falls Outside the Insured Property Insurance generally covers the property or interest specified in the policy. If the damaged or lost property is not included within the insured coverage, the related claim may not be payable. 9. Insufficient Supporting Evidence Insurance claims may require documents or evidence that establish the occurrence and extent of the insured loss. If the available information does not adequately establish the claim, the insurer may question or decline liability depending on the circumstances and policy requirements. 10. Fraud or Misrepresentation Fraudulent claims or deliberate misrepresentation can have serious consequences. If an insurer determines that a claim involves fraudulent information, fabricated evidence, deliberate concealment, or other dishonest conduct, the claim may be rejected according to the applicable policy and law. 11. Loss Caused by an Excluded Activity Some policies cover specific activities, uses, or circumstances. If the insured property is used in a manner that falls outside the permitted or insured use, the resulting claim may be affected. This can be relevant to motor, commercial, property, and other forms of general insurance. 12. Policy Limits or Conditions A claim may be affected by the limits and conditions specified in the insurance policy. While policy limits more commonly result in partial settlement rather than complete rejection, certain circumstances may make a particular part of the claim ineligible for payment. General Insurance Claims Can Be Rejected Across Different Policies Claim rejection is not limited to one type of insurance. Motor Insurance Claims Motor insurance claims may be rejected because of exclusions, policy conditions, invalid coverage, use of the vehicle outside the permitted purpose, or other circumstances affecting coverage. Property Insurance Claims Property insurance claims may be rejected when the cause of damage is excluded, the property is not insured, or the circumstances fall outside the policy coverage. Fire Insurance Claims Fire insurance claims may be affected by exclusions, policy conditions, non-covered property, or circumstances surrounding the fire. Marine Insurance Claims Marine insurance claims may be rejected when the loss occurs outside the insured journey, involves an excluded risk, or does not satisfy applicable policy conditions. Commercial Insurance Claims Commercial insurance claims can involve complex coverage conditions. A claim may be rejected when the business activity, property, liability, or loss does not fall within the insured coverage. Claim Rejection vs Partial Settlement It is important to understand the difference between these two outcomes. Claim Rejection: The insurer declines the claim and determines that no amount is payable. Partial Settlement: The insurer accepts liability for part of the claim but pays less than the amount claimed. For example, if a policyholder claims \u20b910 lakh and the insurer determines that \u20b96 lakh is payable, this would generally be a partial settlement rather than a complete rejection. Does Claim Rejection Always Mean the Claim Is Invalid? Not necessarily. A claim rejection represents the insurer&#8217;s decision based on its assessment of the policy and circumstances. The reason for rejection is important because the decision may depend on how the policy terms apply to the particular event. Policyholders may have concerns when the rejection reason is unclear, appears inconsistent with the policy wording, or does not adequately explain the basis of the decision. Importance of the Policy Wording The insurance policy is the primary document defining the contractual relationship between the insurer and policyholder. It contains information about: Understanding these provisions provides important context when evaluating an insurance claim decision. Insurance Resolve \u2013 General Insurance Claim &amp; Complaint Solutions Insurance Resolve helps policyholders understand general insurance concerns, including claim rejection, claim delays, short-settled claims, insurance mis-selling, lapsed policies, service issues, motor insurance claims, property insurance concerns, commercial insurance matters, and other insurance problems. The objective is to provide greater clarity regarding insurance policies, claim decisions, and insurance-related concerns. \ud83d\udcde Phone: +91 99103 52249 \ud83d\udce7 Email: help@insuranceresolve.com \ud83c\udf10 Website: www.insuranceresolve.com Frequently Asked Questions (FAQs) 1. Why do general insurance claims get rejected? General insurance claims may be rejected because the loss is not covered, an exclusion applies, the policy was inactive, a policy condition was not satisfied, or other circumstances affect the insurer&#8217;s liability. 2. What is a rejected insurance claim? A rejected insurance claim is a claim where the insurer declines liability and determines that no payment is payable under the applicable policy. 3. Is claim rejection the same as partial settlement? No. Rejection means the insurer declines the claim, while partial settlement means the insurer accepts part of the claim and pays a lower amount than claimed. 4. Can an expired policy result in claim rejection? Yes. If the insured event occurs after the policy has expired and no coverage applies, the claim may not be payable. 5. Can policy exclusions cause claim rejection? Yes. If the circumstances of the loss fall within an applicable exclusion, the insurer may reject the claim. 6. Can incorrect information affect an insurance claim? Yes. Incorrect, incomplete, or inconsistent information can affect claim assessment and may result in rejection depending on the circumstances and policy terms. 7. Can fraud result in claim rejection? Yes. Fraudulent claims, deliberate misrepresentation, or fabricated evidence can result in claim rejection and may have other legal or contractual consequences. 8. Can a motor insurance claim be rejected? Yes. Motor insurance claims can be rejected for reasons including exclusions, policy conditions, invalid coverage, or circumstances that fall outside the insured use or policy terms. 9. Can a property insurance claim be rejected? Yes. A property claim may be rejected when the cause of damage is excluded, the property is not covered, or other applicable policy conditions affect coverage. 10. Can a commercial insurance claim be rejected? Yes. Commercial claims can be rejected when the reported loss, activity, property, or liability falls outside the policy coverage or an applicable exclusion or condition applies. 11. Can Insurance Resolve help with a rejected general insurance claim? Insurance Resolve assists policyholders in understanding concerns related to general insurance claim rejection, claim delays, partial settlements, mis-selling, lapsed policies, and service-related issues. Conclusion General insurance claims can be rejected for several reasons, including lack of coverage, policy exclusions, inactive policies, incorrect information, non-disclosure, policy condition violations, insufficient evidence, fraud, and losses outside the insured scope. A claim rejection is different from a partial settlement or claim delay. The reason provided for the decision and the applicable policy terms are important factors in understanding why a particular claim has not been approved. General insurance policies can differ significantly, so the actual reason for claim rejection depends on the specific policy and circumstances of the insured event.<\/p>\n","protected":false},"author":1,"featured_media":373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,56,1],"tags":[],"class_list":["post-371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claims-get-rejected","category-general-insurance","category-insurancce"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why General Insurance Claims Get Rejected - Insurance resolve<\/title>\n<meta name=\"description\" content=\"Learn why general insurance claims get rejected, including exclusions, inactive policies, incorrect information, policy conditions, fraud, and lack of coverage.\" \/>\n<meta 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