{"id":637,"date":"2026-08-23T11:31:51","date_gmt":"2026-08-23T11:31:51","guid":{"rendered":"https:\/\/insuranceresolve.com\/blog\/?p=637"},"modified":"2026-08-23T11:31:52","modified_gmt":"2026-08-23T11:31:52","slug":"what-is-cyber-insurance-and-what-does-it-cover","status":"publish","type":"post","link":"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/","title":{"rendered":"What Is Cyber Insurance and What Does It Cover?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Cyber Insurance<\/strong> is a type of insurance designed to help businesses manage certain financial losses and liabilities arising from cyber incidents, data breaches, ransomware attacks, network security failures, and other covered digital risks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"723\" src=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb-1024x723.png\" alt=\"\" class=\"wp-image-639\" srcset=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb-1024x723.png 1024w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb-300x212.png 300w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb-767x542.png 767w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb-1140x805.png 1140w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/08\/061c9927-b88a-4cd3-b1cb-7edecac56acb.png 1492w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">As businesses increasingly depend on websites, cloud services, digital payments, customer databases, and online systems, cyber-related incidents can create significant financial and operational risks.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#What_Does_Cyber_Insurance_Cover\" >What Does Cyber Insurance Cover?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Data_Breach\" >Data Breach<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Cyber_Attack\" >Cyber Attack<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Ransomware_Incidents\" >Ransomware Incidents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Business_Interruption\" >Business Interruption<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Cyber_Liability\" >Cyber Liability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Incident_Response_Costs\" >Incident Response Costs<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#What_May_Not_Be_Covered\" >What May Not Be Covered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Who_Needs_Cyber_Insurance\" >Who Needs Cyber Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Why_Is_Cyber_Insurance_Important\" >Why Is Cyber Insurance Important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Cyber_Insurance_Claim_Problems\" >Cyber Insurance Claim Problems<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Get_Help_With_Cyber_Insurance_Claim_Issues\" >Get Help With Cyber Insurance Claim Issues<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#What_is_cyber_insurance\" >What is cyber insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#What_does_cyber_insurance_cover\" >What does cyber insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Does_cyber_insurance_cover_ransomware\" >Does cyber insurance cover ransomware?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Does_cyber_insurance_cover_every_cyber_attack\" >Does cyber insurance cover every cyber attack?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/08\/23\/what-is-cyber-insurance-and-what-does-it-cover\/#Can_a_cyber_insurance_claim_be_rejected\" >Can a cyber insurance claim be rejected?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_Cyber_Insurance_Cover\"><\/span>What Does Cyber Insurance Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The coverage provided by a cyber insurance policy depends on the insurer, policy type, limits, exclusions, and specific coverage selected. Common areas may include:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Data_Breach\"><\/span>Data Breach<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance may provide coverage for certain costs associated with a covered data breach involving confidential or sensitive information.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cyber_Attack\"><\/span>Cyber Attack<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A policy may provide protection against certain financial losses resulting from covered cyber attacks or network security incidents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ransomware_Incidents\"><\/span>Ransomware Incidents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some cyber insurance policies may provide coverage for certain losses and response costs associated with ransomware or other malicious cyber events, subject to policy terms and applicable exclusions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_Interruption\"><\/span>Business Interruption<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A covered cyber incident may temporarily disrupt business operations. Certain cyber insurance policies can provide coverage for specified business interruption losses resulting from an insured cyber event.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cyber_Liability\"><\/span>Cyber Liability<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance may cover certain third-party claims arising from covered data breaches, privacy incidents, or network security failures.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Incident_Response_Costs\"><\/span>Incident Response Costs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy, coverage may include certain costs related to investigating and responding to a covered cyber incident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_May_Not_Be_Covered\"><\/span>What May Not Be Covered?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance does not cover every cyber-related loss. Policies can contain exclusions, conditions, deductibles, limits, and security requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certain losses resulting from known vulnerabilities, failure to meet specified security requirements, intentional acts, or other excluded circumstances may not be covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact exclusions depend on the policy wording.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Needs_Cyber_Insurance\"><\/span>Who Needs Cyber Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance can be relevant to businesses that store, process, or transmit digital information or rely heavily on technology.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It may be particularly important for businesses handling customer information, payment data, confidential records, or operating critical digital systems.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_Cyber_Insurance_Important\"><\/span>Why Is Cyber Insurance Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cyber incident can result in more than direct financial loss. Businesses may also face operational disruption, investigation costs, legal expenses, customer-related liabilities, and reputational consequences.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance can provide financial protection against certain covered losses and liabilities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cyber_Insurance_Claim_Problems\"><\/span>Cyber Insurance Claim Problems<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Policyholders may sometimes face <strong>cyber insurance claim rejection, claim delays, short settlement, coverage disputes, or questions regarding policy exclusions<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The outcome of a claim can depend on the nature of the cyber incident, evidence available, security measures, policy conditions, exclusions, and coverage limits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Get_Help_With_Cyber_Insurance_Claim_Issues\"><\/span>Get Help With Cyber Insurance Claim Issues<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your <strong>cyber insurance claim has been rejected, delayed, or short-settled<\/strong>, Insurance Resolve provides professional guidance for businesses and policyholders dealing with insurance claim and complaint-related concerns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Insurance Resolve \u2013 Insurance Claim &amp; Complaint Solutions<\/strong><br>\ud83d\udcde <strong>Phone:<\/strong> +91 99103-52249<br>\ud83d\udce7 <strong>Email:<\/strong> <a href=\"mailto:help@insuranceresolve.com\">help@insuranceresolve.com<\/a><br>\ud83c\udf10 <strong>Website:<\/strong> <a href=\"http:\/\/www.insuranceresolve.com\">www.insuranceresolve.com<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_cyber_insurance\"><\/span>What is cyber insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber insurance is insurance designed to provide financial protection against certain covered cyber risks, including data breaches, cyber attacks, network security incidents, and related liabilities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_cyber_insurance_cover\"><\/span>What does cyber insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy, it may cover certain data breach expenses, cyber liability, business interruption, incident response costs, and losses arising from specified cyber incidents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_cyber_insurance_cover_ransomware\"><\/span>Does cyber insurance cover ransomware?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some policies may provide coverage for certain ransomware-related losses and response costs, subject to the policy&#8217;s terms, conditions, and exclusions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_cyber_insurance_cover_every_cyber_attack\"><\/span>Does cyber insurance cover every cyber attack?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Coverage depends on the specific policy. Exclusions, security requirements, limits, and other conditions can affect whether a particular cyber incident is covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_a_cyber_insurance_claim_be_rejected\"><\/span>Can a cyber insurance claim be rejected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. A claim may be rejected if the insurer determines that the incident or resulting loss falls outside the policy coverage or does not meet applicable policy conditions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cyber Insurance is a type of insurance designed to help businesses manage certain financial losses and liabilities arising from cyber incidents, data breaches, ransomware attacks, network security failures, and other covered digital risks. As businesses increasingly depend on websites, cloud services, digital payments, customer databases, and online systems, cyber-related incidents can create significant financial and operational risks. What Does Cyber Insurance Cover? The coverage provided by a cyber insurance policy depends on the insurer, policy type, limits, exclusions, and specific coverage selected. Common areas may include: Data Breach Cyber insurance may provide coverage for certain costs associated with a covered data breach involving confidential or sensitive information. Cyber Attack A policy may provide protection against certain financial losses resulting from covered cyber attacks or network security incidents. Ransomware Incidents Some cyber insurance policies may provide coverage for certain losses and response costs associated with ransomware or other malicious cyber events, subject to policy terms and applicable exclusions. Business Interruption A covered cyber incident may temporarily disrupt business operations. Certain cyber insurance policies can provide coverage for specified business interruption losses resulting from an insured cyber event. Cyber Liability Cyber insurance may cover certain third-party claims arising from covered data breaches, privacy incidents, or network security failures. Incident Response Costs Depending on the policy, coverage may include certain costs related to investigating and responding to a covered cyber incident. What May Not Be Covered? Cyber insurance does not cover every cyber-related loss. Policies can contain exclusions, conditions, deductibles, limits, and security requirements. Certain losses resulting from known vulnerabilities, failure to meet specified security requirements, intentional acts, or other excluded circumstances may not be covered. The exact exclusions depend on the policy wording. Who Needs Cyber Insurance? Cyber insurance can be relevant to businesses that store, process, or transmit digital information or rely heavily on technology. It may be particularly important for businesses handling customer information, payment data, confidential records, or operating critical digital systems. Why Is Cyber Insurance Important? A cyber incident can result in more than direct financial loss. Businesses may also face operational disruption, investigation costs, legal expenses, customer-related liabilities, and reputational consequences. Cyber insurance can provide financial protection against certain covered losses and liabilities. Cyber Insurance Claim Problems Policyholders may sometimes face cyber insurance claim rejection, claim delays, short settlement, coverage disputes, or questions regarding policy exclusions. The outcome of a claim can depend on the nature of the cyber incident, evidence available, security measures, policy conditions, exclusions, and coverage limits. Get Help With Cyber Insurance Claim Issues If your cyber insurance claim has been rejected, delayed, or short-settled, Insurance Resolve provides professional guidance for businesses and policyholders dealing with insurance claim and complaint-related concerns. Insurance Resolve \u2013 Insurance Claim &amp; Complaint Solutions\ud83d\udcde Phone: +91 99103-52249\ud83d\udce7 Email: help@insuranceresolve.com\ud83c\udf10 Website: www.insuranceresolve.com Frequently Asked Questions What is cyber insurance? Cyber insurance is insurance designed to provide financial protection against certain covered cyber risks, including data breaches, cyber attacks, network security incidents, and related liabilities. What does cyber insurance cover? Depending on the policy, it may cover certain data breach expenses, cyber liability, business interruption, incident response costs, and losses arising from specified cyber incidents. Does cyber insurance cover ransomware? Some policies may provide coverage for certain ransomware-related losses and response costs, subject to the policy&#8217;s terms, conditions, and exclusions. Does cyber insurance cover every cyber attack? No. Coverage depends on the specific policy. Exclusions, security requirements, limits, and other conditions can affect whether a particular cyber incident is covered. Can a cyber insurance claim be rejected? Yes. A claim may be rejected if the insurer determines that the incident or resulting loss falls outside the policy coverage or does not meet applicable policy conditions.<\/p>\n","protected":false},"author":1,"featured_media":639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[104,1],"tags":[],"class_list":["post-637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cyber-insurance","category-insurancce"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Cyber Insurance and What Does It Cover? - Insurance resolve<\/title>\n<meta name=\"description\" content=\"What is cyber insurance? 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