{"id":969,"date":"2026-09-22T07:28:20","date_gmt":"2026-09-22T07:28:20","guid":{"rendered":"https:\/\/insuranceresolve.com\/blog\/?p=969"},"modified":"2026-09-22T07:28:21","modified_gmt":"2026-09-22T07:28:21","slug":"understanding-the-insurance-free-look-period","status":"publish","type":"post","link":"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/","title":{"rendered":"Understanding the Insurance Free-Look Period"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Buying an insurance policy is an important financial decision. Sometimes, after receiving the policy document, a policyholder may discover terms, conditions, exclusions, or benefits that were not fully understood at the time of purchase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Free-Look Period<\/strong> gives eligible policyholders an opportunity to review the policy after receiving the policy document and, if they are not satisfied with its terms and conditions, return it for cancellation within the prescribed period.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"725\" src=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1-1024x725.png\" alt=\"\" class=\"wp-image-971\" srcset=\"https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1-1024x725.png 1024w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1-300x212.png 300w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1-767x543.png 767w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1-1140x806.png 1140w, https:\/\/insuranceresolve.com\/blog\/wp-content\/uploads\/2026\/09\/22-9-1-1.png 1491w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">In India, the Insurance Regulatory and Development Authority of India (IRDAI) provides a <strong>30-day Free-Look Period for life insurance policies with a term of one year or more<\/strong>, calculated from the date of receipt of the policy document.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#What_Is_the_Free-Look_Period\" >What Is the Free-Look Period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#How_Long_Is_the_Free-Look_Period\" >How Long Is the Free-Look Period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Why_Is_the_Free-Look_Period_Important\" >Why Is the Free-Look Period Important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#What_Can_a_Policyholder_Review\" >What Can a Policyholder Review?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Is_the_Entire_Premium_Always_Refunded\" >Is the Entire Premium Always Refunded?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Can_a_Policy_Be_Returned_After_a_Claim\" >Can a Policy Be Returned After a Claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Free-Look_Period_and_Insurance_Mis-Selling\" >Free-Look Period and Insurance Mis-Selling<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Free-Look_Period_Is_Different_From_Policy_Surrender\" >Free-Look Period Is Different From Policy Surrender<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#What_Happens_to_the_Policy_After_Free-Look_Cancellation\" >What Happens to the Policy After Free-Look Cancellation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Why_Policyholders_Should_Understand_the_Free-Look_Period\" >Why Policyholders Should Understand the Free-Look Period<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Conclusion\" >Conclusion<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/insuranceresolve.com\/blog\/2026\/09\/22\/understanding-the-insurance-free-look-period\/#Insurance_Resolve\" >Insurance Resolve<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_the_Free-Look_Period\"><\/span>What Is the Free-Look Period?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Free-Look Period is a specified period during which a policyholder can review the terms and conditions of an eligible insurance policy after receiving the policy document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the policyholder is not satisfied with the terms or conditions, the policy can be returned for cancellation within the applicable Free-Look Period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is different from surrendering a policy after it has been in force for a longer period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Long_Is_the_Free-Look_Period\"><\/span>How Long Is the Free-Look Period?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Under the current IRDAI framework, the Free-Look Period for a <strong>life insurance policy with a policy term of one year or more is 30 days from the date of receipt of the policy document<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">IRDAI&#8217;s health-insurance information also states that eligible health policies with a term of one year or more have a 30-day Free-Look Period from the date of receipt of the policy document, subject to the applicable conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact applicability should always be considered in relation to the type and terms of the policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_the_Free-Look_Period_Important\"><\/span>Why Is the Free-Look Period Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance policies can contain detailed information about coverage, exclusions, premiums, conditions, waiting periods, benefits, and other contractual provisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Free-Look Period provides an opportunity for the policyholder to examine these terms after receiving the actual policy document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It can be particularly relevant when the policyholder discovers that the written terms differ from their understanding of the product at the time of purchase.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Can_a_Policyholder_Review\"><\/span>What Can a Policyholder Review?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">During the Free-Look Period, policyholders may examine important aspects of the policy, including:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Policy benefits<\/li>\n\n\n\n<li>Coverage and exclusions<\/li>\n\n\n\n<li>Premium and payment requirements<\/li>\n\n\n\n<li>Policy duration<\/li>\n\n\n\n<li>Conditions and limitations<\/li>\n\n\n\n<li>Waiting periods, where applicable<\/li>\n\n\n\n<li>Guaranteed and non-guaranteed benefits<\/li>\n\n\n\n<li>Riders and additional benefits<\/li>\n\n\n\n<li>Terms relating to cancellation and other policy features<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The policy document is the primary reference for understanding the contractual terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_the_Entire_Premium_Always_Refunded\"><\/span>Is the Entire Premium Always Refunded?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Free-Look cancellation does not necessarily mean that the entire premium paid will be returned without deductions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the applicable policy and circumstances, permitted deductions can include the proportionate risk premium for the period of coverage, expenses related to medical examination, stamp duty, and other amounts specifically allowed under the applicable framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For linked insurance products, additional provisions may apply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, the refund amount can differ from the original premium paid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_a_Policy_Be_Returned_After_a_Claim\"><\/span>Can a Policy Be Returned After a Claim?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Free-Look facility is subject to applicable conditions. For health insurance, IRDAI specifically states that the Free-Look cancellation facility is available where no claim has been made during the Free-Look Period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The relevant policy wording and applicable regulatory provisions should therefore be considered before assuming that a Free-Look cancellation will be available in every situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Free-Look_Period_and_Insurance_Mis-Selling\"><\/span>Free-Look Period and Insurance Mis-Selling<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Free-Look Period can be particularly relevant when a policyholder believes that the policy was not represented accurately during the sales process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a customer may later discover that:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>A benefit was subject to conditions that were not understood<\/li>\n\n\n\n<li>An exclusion was not clearly understood<\/li>\n\n\n\n<li>Expected returns were different from the actual policy illustration<\/li>\n\n\n\n<li>The product was presented differently from its actual nature<\/li>\n\n\n\n<li>Important policy conditions were overlooked during the purchase<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Such situations can create concerns about whether the policy was properly explained or represented.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Free-Look_Period_Is_Different_From_Policy_Surrender\"><\/span>Free-Look Period Is Different From Policy Surrender<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Free-Look cancellation and surrender are not the same thing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free-Look cancellation<\/strong> relates to returning an eligible policy within the prescribed review period after receiving the policy document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Surrender<\/strong> generally refers to ending a policy after it has been in force, subject to the policy&#8217;s surrender provisions and applicable rules.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The financial consequences can therefore be different.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_to_the_Policy_After_Free-Look_Cancellation\"><\/span>What Happens to the Policy After Free-Look Cancellation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once a valid Free-Look cancellation request is accepted, the policy is cancelled and the applicable refund is processed after permitted deductions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For life insurance, the 2024 IRDAI policyholder-protection framework states that the applicable refund should be made within <strong>7 days of receipt of the Free-Look cancellation request<\/strong>. It also provides for interest in specified circumstances where the refund is delayed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Policyholders_Should_Understand_the_Free-Look_Period\"><\/span>Why Policyholders Should Understand the Free-Look Period<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Free-Look Period is an important policyholder-protection feature because the actual policy document may contain information that was not fully appreciated during the sales process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding this period can help policyholders distinguish between:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>A policy that is still within its Free-Look Period<\/li>\n\n\n\n<li>A policy that has moved beyond the Free-Look Period<\/li>\n\n\n\n<li>A policy that may be eligible for surrender under its terms<\/li>\n\n\n\n<li>A dispute involving alleged mis-selling or inaccurate representation<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Each situation can have different implications.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Insurance Free-Look Period gives eligible policyholders valuable time to review the actual terms and conditions of an insurance policy after receiving the policy document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For applicable life insurance policies with a term of one year or more, the current IRDAI framework provides a <strong>30-day Free-Look Period<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding this provision can be especially useful when there is a difference between what a policyholder expected and what the policy document actually states.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Resolve\"><\/span>Insurance Resolve<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance Resolve helps policyholders understand and address insurance-related concerns, including <strong>mis-selling, claim rejection, claim delays, short settlement, lapsed policies, and service-related issues<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Website:<\/strong> <a>www.insuranceresolve.com<\/a><br><strong>Email:<\/strong> <a href=\"mailto:help@insuranceresolve.com\">help@insuranceresolve.com<\/a><br><strong>Phone:<\/strong> +91 9910352249<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying an insurance policy is an important financial decision. Sometimes, after receiving the policy document, a policyholder may discover terms, conditions, exclusions, or benefits that were not fully understood at the time of purchase. The Free-Look Period gives eligible policyholders an opportunity to review the policy after receiving the policy document and, if they are not satisfied with its terms and conditions, return it for cancellation within the prescribed period. In India, the Insurance Regulatory and Development Authority of India (IRDAI) provides a 30-day Free-Look Period for life insurance policies with a term of one year or more, calculated from the date of receipt of the policy document. What Is the Free-Look Period? The Free-Look Period is a specified period during which a policyholder can review the terms and conditions of an eligible insurance policy after receiving the policy document. If the policyholder is not satisfied with the terms or conditions, the policy can be returned for cancellation within the applicable Free-Look Period. It is different from surrendering a policy after it has been in force for a longer period. How Long Is the Free-Look Period? Under the current IRDAI framework, the Free-Look Period for a life insurance policy with a policy term of one year or more is 30 days from the date of receipt of the policy document. IRDAI&#8217;s health-insurance information also states that eligible health policies with a term of one year or more have a 30-day Free-Look Period from the date of receipt of the policy document, subject to the applicable conditions. The exact applicability should always be considered in relation to the type and terms of the policy. Why Is the Free-Look Period Important? Insurance policies can contain detailed information about coverage, exclusions, premiums, conditions, waiting periods, benefits, and other contractual provisions. The Free-Look Period provides an opportunity for the policyholder to examine these terms after receiving the actual policy document. It can be particularly relevant when the policyholder discovers that the written terms differ from their understanding of the product at the time of purchase. What Can a Policyholder Review? During the Free-Look Period, policyholders may examine important aspects of the policy, including: The policy document is the primary reference for understanding the contractual terms. Is the Entire Premium Always Refunded? A Free-Look cancellation does not necessarily mean that the entire premium paid will be returned without deductions. Depending on the applicable policy and circumstances, permitted deductions can include the proportionate risk premium for the period of coverage, expenses related to medical examination, stamp duty, and other amounts specifically allowed under the applicable framework. For linked insurance products, additional provisions may apply. Therefore, the refund amount can differ from the original premium paid. Can a Policy Be Returned After a Claim? The Free-Look facility is subject to applicable conditions. For health insurance, IRDAI specifically states that the Free-Look cancellation facility is available where no claim has been made during the Free-Look Period. The relevant policy wording and applicable regulatory provisions should therefore be considered before assuming that a Free-Look cancellation will be available in every situation. Free-Look Period and Insurance Mis-Selling The Free-Look Period can be particularly relevant when a policyholder believes that the policy was not represented accurately during the sales process. For example, a customer may later discover that: Such situations can create concerns about whether the policy was properly explained or represented. Free-Look Period Is Different From Policy Surrender Free-Look cancellation and surrender are not the same thing. Free-Look cancellation relates to returning an eligible policy within the prescribed review period after receiving the policy document. Surrender generally refers to ending a policy after it has been in force, subject to the policy&#8217;s surrender provisions and applicable rules. The financial consequences can therefore be different. What Happens to the Policy After Free-Look Cancellation? Once a valid Free-Look cancellation request is accepted, the policy is cancelled and the applicable refund is processed after permitted deductions. For life insurance, the 2024 IRDAI policyholder-protection framework states that the applicable refund should be made within 7 days of receipt of the Free-Look cancellation request. It also provides for interest in specified circumstances where the refund is delayed. Why Policyholders Should Understand the Free-Look Period The Free-Look Period is an important policyholder-protection feature because the actual policy document may contain information that was not fully appreciated during the sales process. Understanding this period can help policyholders distinguish between: Each situation can have different implications. Conclusion The Insurance Free-Look Period gives eligible policyholders valuable time to review the actual terms and conditions of an insurance policy after receiving the policy document. For applicable life insurance policies with a term of one year or more, the current IRDAI framework provides a 30-day Free-Look Period. Understanding this provision can be especially useful when there is a difference between what a policyholder expected and what the policy document actually states. Insurance Resolve Insurance Resolve helps policyholders understand and address insurance-related concerns, including mis-selling, claim rejection, claim delays, short settlement, lapsed policies, and service-related issues. Website: www.insuranceresolve.comEmail: help@insuranceresolve.comPhone: +91 9910352249<\/p>\n","protected":false},"author":1,"featured_media":970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,15],"tags":[],"class_list":["post-969","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-resolve","category-insurance-resolve-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding the Insurance Free-Look Period - Insurance resolve<\/title>\n<meta name=\"description\" content=\"Learn what the insurance Free-Look Period means, how the 30-day period works, applicable refund rules, and why it matters for insurance policyholders.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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